How to Get the Most Out of Your Checking Account


When you are trying to manage your money, it is important to reach into your “financial toolbox” to use what is available to you. One of the major tools you will use most frequently is your checking account. The features available in your checking account can help to simplify your finances. Check out these tips to make sure that you get the most out of your checking account.

  1. Use a debit card

Debit cards allow you to securely access money directly from your checking account. They are accepted at locations across the globe and can be used at ATMs to withdraw cash.

  1. Track spending with Online Banking

With Online Banking, you can monitor your accounts, transfer funds, re-order checks and more. You can do all of this from your smartphone or tablet using our Mobile Banking. We also offer Mobile Deposit, which allows you to deposit checks using your smartphone.

  1. Set up a direct deposit

You don’t need to lift a finger and your earnings will be deposited directly into your checking account.

  1. Manage overdraft fees

If you spend more money than what you have in your checking account, you will be charged with an overdraft fee. Be mindful of both your account balance and the money you plan to spend.

  1. Take advantage of Online Bill Pay

Setting up automatic payments for recurring bills can be a helpful way to make sure that your bills get paid on time. Enrolling in Online Banking makes this easy!

Checking accounts make it easy to manage your finances. It is one of the financial tools that you will use the most so it is important to use the right one. Raccoon Valley Bank offers a variety of different options so you can find the account that fits your needs best. Contact us about setting up a checking account to add to your financial toolbox today!


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