Monthly Archives: March 2015

Are You a Smart Home Buyer? Take Our Quiz to Find Out!

Home buying quiz from Raccoon Valley Bank

How well do you know the ins and outs of purchasing a home?

Along with spring comes warmer weather, green grass and home buying season! “For Sale” signs will soon be popping up in neighborhoods across the country. If you are looking to purchase a home for the first time, it is important to educate yourself on the process of buying a home in order to save yourself money, time and hassle. Take our quiz to find out how prepared you are!

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Is the Five Category Budget “Just Right” for You?

The Five Category budget

Keep your budget simple with this budgeting strategy

Do you remember the story of Goldilocks? She was always searching for something that was “just right” in the middle. Raccoon Valley Bank believes that Goldilocks can teach us something about budgeting too.

Some people feel like a detailed line-item budget is too complicated or restricting for them. Others find some budgets, like the 80/20 rule are too broad. If you are looking for something in between the two that offers a general overview of your spending, the Five Category Budget may be what is “just right” for you.

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What to Do with Your Tax Refund

Simple ideas for your tax refund

Are you wasting your tax refund or using it for good?

Ready or not, tax season is here again! While most of us don’t look forward to this time of year, there is a bright side. You may be getting a refund.

 

When you find out that you will be getting money back, your instinct may be to start shopping for a big screen TV or another expensive purchase you have been waiting to make. But will any of these toys better your financial standing?

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